Auto Loans

I think most people like nice things. I like nice things. I know people that like nice things. At the same time, there have been times in the past where my peace of mind has been destroyed by nice things that I shouldn't really have. It's these same nice things that folks have experienced a lot of grief over in the past couple years and many years to come.
I will say that I have been a lot more responsible with money in the past 4 or 5 years than I have been in the past. I think I am a completely different person in this respect. Its a good thing to. Especially when I am getting emails from my bank like this....

Hello! (love the exclamation)

Our records indicate that you are near the end of your auto loan with us and may be in the market for another vehicle. We would like to invite you to apply for another auto loan today.

Seriously!? I just spent a couple years paying off this loan feeling so excited that it will be done...cleared, and now you want me to jump right back into another one? How many autos should one have? How many relatively new autos should one have? How old should an auto be before one decides ehh, its paid for....lets jump into another loan. I guess different folks answer these questions in different ways but me....I was able to laugh, delete the email and look forward to next month where that financial burden is lifted.